Downtown Homes with Finished Basement

Downtown Homes with Finished Basement

Welcome to Downtown KY, a vibrant and dynamic subdivision that perfectly blends urban convenience with suburban charm. Nestled in the heart of Kentucky, this area is renowned for its rich history, eclectic culture, and thriving local businesses. With a plethora of cafes, restaurants, and shops just a stone's throw away, residents enjoy the best of both worlds—easy access to the excitement of city life while still being able to retreat to their peaceful homes.

One of the standout features of homes in Downtown KY is the availability of finished basements. These versatile spaces provide endless possibilities for homeowners. Whether you envision a cozy media room for movie nights, a spacious home office, or even a playroom for the kids, the finished basements in these homes are designed to meet your needs. Imagine hosting gatherings with friends and family, taking advantage of this extra space to entertain or simply unwind after a long day.

The homes in Downtown KY are characterized by their unique architectural styles, ranging from charming historic houses to modern builds, each with its own story to tell. With well-maintained streets and a strong sense of community, this subdivision is perfect for families, young professionals, and retirees alike.

Discover why Downtown KY is the ideal place to call home. With its inviting atmosphere, excellent amenities, and homes featuring finished basements that offer both comfort and functionality, you’ll find everything you need to create lasting memories. Come explore the possibilities that await you in Downtown KY!

Newest Downtown Homes with Finished Basement

$260,000
4 Beds ⋅ 2 Baths ⋅ 26019203 MLS
Welcome home to this spacious, move-in ready ranch with 4 bedrooms, 2 full baths, and plenty of room to spread out! With two bedrooms and a full bath on each level, the finished walkout basement offers flexible space that's perfect for a family room, home office, guest area, or playroom. The kitchen features granite countertops, and luxury vinyl plank and tile flooring throughout make for easy upkeep. Step outside and enjoy the covered front porch, a covered back deck overlooking the large fenced backyard, and a covered patio below—great for relaxing no matter the weather. The backyard also includes a fire pit, a mulched play area, and a storage shed for extra storage. Located just minutes from downtown Richmond, with quick access to the Richmond Bypass and I-75, this home offers both convenience and comfort in a great location.

746 N 3rd St, Richmond
$899,000
5 Beds ⋅ 6 Baths ⋅ 25003424 MLS
A Historic Masterpiece with Modern Luxury. Step into a world of timeless elegance at 102 East Lexington Ave, the most unique and artistically inspired home in Danville. Built in 1915, this architectural gem seamlessly blends historic charm with modern luxury, offering an unparalleled living experience. Inside, custom paintings adorn ceilings, walls, and floors, turning every room into a curated work of art. Bespoke window treatments, plush custom carpets, and tailored upholstery span all four levels, showcasing exquisite attention to detail. Every space has been thoughtfully designed to create a home that is as functional as it is breathtakingly beautiful. Beyond the artistry, this home has been meticulously updated with a new HVAC system, roof, exterior paint, and weatherproofing—all completed within the last four years for ultimate comfort and efficiency. Outside, custom gardens provide a serene escape, while the spacious three-car detached garage adds convenience and practicality. A perfect marriage of historic grandeur and modern luxury, 102 East Lexington Ave is truly one of a kind. Call today about this cornerstone historic property in Danville.

102 E Lexington Ave, Danville
$480,000
1 Beds ⋅ 1 Baths ⋅ 26017728 MLS
Unique, elegant condo in the heart of downtown Lexington offering a refined blend of modern luxury and artistic design. The Great Room showcases a distinctive fireplace that seamlessly connects to the Kitchen. At the same time, a sparkling silver handmade crystal chandelier serves as a stunning focal point, casting sophisticated, ambient light throughout the space. The Kitchen is thoughtfully appointed with upgraded appliances, including a convection oven/range, dishwasher, microwave, disposal, wine cooler, and refrigerator. Custom cabinetry, rich leather, granite countertops, and porcelain flooring elevate both style and functionality, all enhanced by carefully curated designer lighting. All closets were completed by Closets By Design. Just off the hallway, you'll find a full bath with a walk-in shower and a spacious walk-in closet featuring convenient washer/dryer connections. At the end of the hall, the sunken Primary Bedroom offers a serene retreat, highlighted by contemporary Swarovski crystal pendant lighting that adds a touch of modern glamour. A carpeted stairway leads to the lower level, where additional versatile space includes an Exercise Room, cedar-lined walk-in closet, and a dedicated Office Area—perfect for work or relaxation. Despite its prime downtown location, this condo offers a quiet living environment. Additional highlights include access to a communal parking garage with a door opener and a courtyard with park benches for outdoor leisure. Owners can add furniture and a grill to the courtyard. The condo has been fully gutted and meticulously renovated with high-end finishes throughout, creating a truly one-of-a-kind residence. Ideally located within walking distance to University of Kentucky games, fine dining, museums, parks, the Lexington Opera House, Duncan Park, and Thursday Night Live, this home offers the very best of downtown living.

514 W Short St Unit 103, Lexington
$3,790,000
26008699 MLS
Highly Visible Downtown Office Space or amazing redevelopment opportunity. Position your brand at the center of it all. This iconic office building offers a rare combination of high-profile visibility and unparalleled convenience in the heart of downtown Lexington.Designed for firms that value both prestige and practicality, this property ensures your team and your clients are always exactly where they need to be. Situated on a high-traffic corridor, the building's striking architecture provides a "billboard effect" for your business, capturing the attention of thousands of commuters and pedestrians daily. Onsite Private Parking: Say goodbye to the downtown "parking hunt." This building features a dedicated onsite parking lot, providing seamless access for employees and a premium, stress-free experience for visiting clients.Walkable Urban Lifestyle: Step out the front door and into Lexington's vibrant core. You are minutes away from the District Courts, City Hall, and the city's finest dining, coffee shops, and banks. Building consists of 24 offices 8 half baths, 2 break areas, 1 training room, Server Room, File room, 2 copy rooms and a reception area. Don't miss the opportunity to occupy one of the most recognizable professional hubs in Central Kentucky. Whether you are a growing tech firm, an established law practice, or a creative agency, this building offers the identity and infrastructure required for your next chapter of growth.

277 E High St, Lexington
$379,000
5 Beds ⋅ 4 Baths ⋅ 25015115 MLS
The ''WOW'' factor... this recently renovated brick ranch on a basement is a stunner for sure! Step into the expanded Living room that opens into the newly remodeled Kitchen and Dining Area and be amazed with the choice of neutral luxury vinyl plank flooring throughout the first level. The updated kitchen features stark white Shaker Style cabinetry ready for your appliances. The first floor features 3 bedrooms and 2 full baths and 1/2 bath in the garage. Large utility room off the garage to stop and unload your shoes/keys/coats before entering the kitchen. The massive family room is adorned with vaulted ceilings and warm woods to bring a cozy/homey feeling to any gathering. The walkout basement features 1 or 2 extra bedrooms-you choose. There is a 2nd kitchen in the basement as well. Also in the basement is a nice sized family/den area with freshly painted wood walls would be great for an in-law suite or any hobby you can dream of. Basement waterproofing(with transferable warranty) completed in 2025.Two Income producing residential rentals also brings in $950/month. Large 3 bay barn/shop will also allow for tinkering with the hobbies of any sorts. This is the whole package

425 Parker Memorial Dr, Olive Hill
$380,000
3 Beds ⋅ 2 Baths ⋅ 26011366 MLS
Welcome home to the perfect blend of robust, high-quality engineering and peaceful country living. Nestled in historic Sadieville, KY, this exceptional 3-bedroom, 2-bathroom single-family home offers 1,992 square feet of thoughtfully designed space, built to stand the test of time. From the moment you arrive, you'll be captivated by the sweeping, large wrap-around porch and deck—an idyllic setting for your morning coffee, weekend barbecues. The outdoor space transitions beautifully into a fully fenced backyard with a complete privacy fence, creating a secure oasis perfect for pets, play or peaceful relaxation. Inside, the home is a dream for the energy-conscious homeowner. Built with meticulous attention to efficiency and durability, it features premium triple-pane windows that keep utility costs low and the interior whisper-quiet. The structural integrity is unmatched, boasting ultra-durable 40-year roof shingles and massive 12-foot poured concrete basement walls. The full walk-out basement offers soaring ceilings and endless potential—whether you want to create the ultimate recreation room, a home gym, a workshop, or simply utilize it for massive, easily accessible storage.

104 Vine St, Sadieville
$329,900
26011738 MLS
Positioned in the heart of downtown Lebanon, this unique 3,600 sq. ft. mixed-use property is packed with opportunity and flexibility for entrepreneurs, investors, and growing businesses alike. The main commercial portion offers approximately 3,000 sq. ft. of adaptable space featuring a welcoming reception area, kitchen area, two fully finished bathrooms, and an open layout ready to accommodate retail, office, studio, restaurant, event, or creative business concepts. The layout and existing reception setup also make this property especially well-suited for a dental office, medical practice, wellness clinic, or other professional service business. The front of the property is already configured for drive-through capability, adding tremendous value and potential for customer-focused operations such as coffee shops, cafés, pharmacies, or quick-service businesses. An additional 600 sq. ft. one-bedroom, one-bath apartment provides even more versatility with a fully finished kitchen and private rear exterior entrance — ideal for rental income, Airbnb use, owner occupancy, or employee housing. Situated on a spacious 0.27-acre lot, the property also features abundant rear parking, garage/storage space, and the potential to easily convert the garage into an inviting indoor/outdoor entertaining or business area. With excellent Main Street visibility, flexible functionality, and room to customize, this property presents a rare chance to bring your vision to life in one of Central Kentucky's thriving downtown communities. Seller is willing to consider build-to-suit improvements for qualified buyers, with pricing to be adjusted accordingly based on customization requests.

325 W Main St, Lebanon
$795,000
2 Beds ⋅ 3 Baths ⋅ 26003648 MLS
One of the finest Condo's in the heart of downtown is capturing the eclectic vibe of the urban area with abundance of living & entertaining spaces just steps from Rupp Arena, the new Gatton Park, Fine Dining and much more! This beautifully updated residence offers inviting covered front entry with remote phantom screen, fabulous custom Chef's Kitchen, living room with soaring ceiling, built-ins w/ fireplace, 1st level Primary suite with laundry, walk in closet and luxury bathroom, half bath and large pantry, the second level offers home office, full custom bath, bedroom w/ loft and storage space, the lower level offers a paneled den with exceptional wine cellar and versatile spaces for storage, craft room & utility area. The large shared rear deck offers optimum space for morning coffee, evening cocktails & grilling. Adjacent climate-controlled garage with reserved space and additional guest parking makes this a desirable location. Don't miss this special opportunity.

514 W Short St Unit 101, Lexington
$239,000
3 Beds ⋅ 2 Baths ⋅ 26008867 MLS
Back on the market at no fault of the property!! Walking distance to downtown Harrodsburg, nestled on a cul-de-sac street, don't miss this lovely 3-bedroom, 2 full bath move-in ready ranch layout home! Boasting almost 2100sf of living space, this attractive brick home is overflowing with character and charm! The inviting, bright large living room welcomes with arched doorways, a beautiful gas fireplace, built-ins, plantation shutters and gorgeous original hardwood flooring flowing into a spacious open dining area. Attractive wainscoting, granite countertops, stainless appliances, tile backsplash, tile flooring and plentiful cabinetry are featured in the renovated kitchen! All bedrooms are sizable, with one including double closets, and the main floor full bath presents a large vanity and tile. Ideal for entertaining is the massive family room located in the walk-out basement, highlighting hard surface flooring, a classic fireplace and second full bath with a walk-in shower! Storage is abundant within the built-in garage and throughout multiple storage rooms/closets. The .19 acre lot and yard area is great for outdoor entertainment, and the vast wrap-around driveway allows for bountiful parking! Replacement windows, some updated systems, cosmetic improvements, convenient one-level layout, amazing location near shops/businesses and MORE make this property the perfect place to call home! Don't wait - call today!

316 Dixie Mnr, Harrodsburg
$249,000
26001625 MLS
This remarkable multi-level property presents a rare and exciting opportunity for Congregations, investors, or visionaries seeking a one-of-a-kind property or adaptive reuse for business ventures. Ideally located near Main Street and downtown Danville, the building offers excellent visibility and accessibility, along with approximately 34 paved parking spaces. The property is well-suited for renovation into a unique commercial space, event venue, mixed-use concept, or an extraordinary mansion conversion. The fully finished basement adds substantial functional space and includes a coat room, large fellowship hall, utility room, a kitchen equipped with a refrigerator, stove, and sink, One full bathroom with a double vanity, three multipurpose rooms, a water fountain, and two exterior access points, making it ideal for gatherings, offices, or business space. The main floor features a welcoming front entry area, water fountain, a large auditorium/sanctuary, a baptismal pool, confessional, three half baths, and two exterior access points, offering flexible options for open-concept redesign or continued assembly use. Upper levels further enhance the property's versatility. The second floor includes a large multipurpose room with potential half bath, gallery balcony overlooking the main auditorium with exterior access. The third and fourth floors each provide an additional multipurpose room, suitable for offices, studios, bedrooms, or creative spaces. The large unfinished attic offers even more potential leading into the two finished multipurpose rooms, half bath, and exterior access, allowing for future expansion or customization. Buyers are encouraged to independently verify lot size, building square footage, zoning, permitted uses, and all aspects of the property. The building and real estate are being sold as-is. This is truly an investor's dream with endless possibilities in a prime downtown-adjacent location. More photos to follow of upper level rooms

205 Otter St, Danville
$229,000
3 Beds ⋅ 1 Baths ⋅ 26016107 MLS
Welcome to 211 Willow Street, a 3 bedroom, 1 bathroom home offering 1,872 square feet of living space in a convenient Mt. Sterling location. Built in 2005, this home features a functional layout with laminate flooring on the main level and brand new luxury vinyl plank flooring in the basement, neutral paint colors, central heat and air conditioning, and a spacious kitchen complete with stainless steel refrigerator, stove/oven, dishwasher, and above-the-range microwave. Washer and dryer hookups are available on the main level, and the home is all electric with KU Electric and city water through Mt. Sterling Water & Sewer. One of the standout features of this property is the finished walkout basement, offering two additional bonus rooms and flexible space that is hard to find in this price range. One of the three bedrooms is located in the basement and features a window and exterior door. While many homes at this price point offer only one level of living space, this property provides the added benefit of a finished lower level that can be used for extra living area, bedroom, office space, hobby rooms, storage, or recreation. Outside, enjoy a wraparound deck, a 0.23-acre lot, and a large metal storage shed included with the sale. Conveniently located near schools and I-64, this home offers easy access to Winchester, Lexington, Paris, Jeffersonville, Camargo, Owingsville, Sharpsburg, Salt Lick, North Middletown, Preston, and Morehead. Seller is a licensed real estate broker in the state of Kentucky.

211 Willow Street Mt, Mt Sterling
$339,000
4 Beds ⋅ 3 Baths ⋅ 26004481 MLS
Discover the potential of this charming brick home located just minutes from the heart of Mt. Sterling! Nestled in a peaceful neighborhood, 405 Nevada Drive offers the best of both worlds--quiet suburban living with convenient access to shopping, dining, and everything downtown has to offer. This home features a fully finished basement, providing ample space for additional living, entertaining, or storage--whatever suits your lifestyle! Whether you're a growing family, an investor, or someone looking for a home you can make your own, this property checks all the right boxes. Don't miss your chance to own a solidly built home in a sought-after location--just 3 miles to downtown and 3 miles to the main strip. The possibilities here are endless!

405 Nevada Avenue Mt, Mt Sterling
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