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$469,000

2.75% ASSUMABLE MORTGAGE with an approximate remaining balance of $333,000. The seller has been advised by their current lender that the existing mortgage is assumable, subject to lender approval and buyer qualification. Scroll to the bottom for important financing information and disclaimers. This is the one that makes you stop scrolling. Built by Payne Homes, 524 Ryan Drive brings together the space, finish and flexibility buyers keep looking for, and it's priced with one goal in mind: to sell. The first floor features hardwood flooring, an open kitchen and living area, dining space, plus a separate room with French doors and a closet that can serve as a home office or first-floor bedroom. Upstairs, the primary suite features a large tiled walk-in shower, additional bedrooms and a conveniently located laundry room. Then there's the basement, and this is where the house really separates itself. The walkout lower level adds an entirely separate living area with LVP flooring, a kitchenette, full bathroom, recreation space and additional flex rooms. The sixth sleeping space is a bonus room without egress and is not officially considered a bedroom. Fresh paint, new carpet, a roof that's only a few years old, two-car garage, fenced backyard, covered patio beneath the deck and nearly one-third of an acre complete the package. There's a lot of house here, and at this price, 524 Ryan Drive was positioned to get attention quickly. FINANCING INFORMATION: To the best of the seller's current knowledge, the seller has been advised by their current lender that the existing mortgage is assumable. The current loan is believed to have an approximate remaining balance of $333,000 with an interest rate of 2.75%. Any difference between the assumable loan balance and purchase price would be the buyer's responsibility and may require cash and/or separately obtained secondary financing. Loan assumption, buyer qualification, remaining balance, interest rate, monthly payment, remaining term, assumption fees and all other loan terms are subject to verification and approval by the existing lender/servicer. Any second mortgage or secondary financing is subject to separate lender underwriting, approval and availability. Seller, listing agent and brokerage make no representations, warranties or guarantees regarding the accuracy or continued availability of the assumable loan, the buyer's ability to qualify, the lender's approval of an assumption, or the availability or terms of secondary financing. Buyer and buyer's agent are responsible for independently verifying all financing information directly with the applicable lender(s) before relying upon it.

6 Beds ⋅ 4 Baths ⋅ 26027676 MLS

524 Ryan Dr, Richmond

$469,000

Buyer got cold feet after a near perfect inspection! Their loss is your gain though! Welcome to 545 Ryan Drive in Richmond's sought-after Magnolia Pointe community—a spacious two-story home built in 2020 offering a finished walkout basement, flexible living spaces, and beautiful views of one of the neighborhood's fishing ponds. Situated on a quiet cul-de-sac and backing to mature trees, this home combines modern finishes, functional design, and access to outstanding community amenities. The main level is designed for everyday living and entertaining with an open-concept layout connecting the living room, dining area, and expansive kitchen. Luxury vinyl plank flooring flows throughout the main living spaces, while the kitchen features 42-inch cabinetry, tiled backsplash, stainless steel appliances, a walk-in pantry, and a large center island with breakfast bar seating. A convenient half bathroom completes the main level. Just off the foyer is a dedicated home office with double French doors and a closet, offering exceptional flexibility as a study, guest room, hobby space, or potential additional bedroom if desired. Upstairs, the spacious primary suite offers a true retreat with an oversized bedroom, dual vanities, soaking tub, walk-in shower with glass door, linen closet, separate water closet, and an impressive walk-in closet that connects directly to the laundry room while also providing hallway access for added convenience. Three additional bedrooms and another full bathroom complete the upper level. The finished walkout basement significantly expands the home's living space with two additional bedrooms, a full bathroom, a flexible recreation or media room, and a large unfinished heated and cooled room that makes an ideal home gym, workshop, hobby room, or additional storage area. Outdoor living is equally impressive with a welcoming covered front porch and a large covered rear deck overlooking the private backyard, mature trees, and one of Magnolia Pointe's neighborhood ponds. Residents of Magnolia Pointe enjoy community amenities including fishing ponds, walking trails, neighborhood parks, and a dog park, all with an HOA fee of just $250 per year. If you've been searching for a newer home with six potential bedroom spaces, a finished walkout basement, dedicated office, covered outdoor living, pond views, and exceptional neighborhood amenities, 545 Ryan Drive offers an outstanding opportunity in one of Richmond's fastest-growing communities. This home also has a radon mitigation system already installed for peace of mind. Additional, the home got a new roof, gutters and siding and back side of the home got new windows in 2023.

6 Beds ⋅ 4 Baths ⋅ 26022450 MLS

545 Ryan Dr, Richmond

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