Downtown Homes under $350,000

Downtown Homes under $350,000

Welcome to Downtown, KY – where urban charm meets modern convenience! Nestled in the heart of the Bluegrass State, this vibrant subdivision offers a unique blend of historic character and contemporary living. With its picturesque streets lined with quaint boutiques, eclectic eateries, and lively entertainment options, Downtown is a delightful place to call home.

One of the standout features of Downtown is the impressive array of homes available for under $350,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find a variety of options to suit your needs. From charming bungalows with character-rich details to sleek townhomes with modern finishes, there’s something for everyone in this budget-friendly market.

Living in Downtown means enjoying the best of both worlds – a close-knit community atmosphere combined with the excitement of city life. Residents can take leisurely strolls to local parks, enjoy weekend farmers' markets, and partake in seasonal festivals that bring the neighborhood to life. The accessibility to public transportation makes commuting a breeze, connecting you to nearby attractions and employment hubs.

Imagine sipping your morning coffee on your front porch while soaking in the vibrant energy of Downtown. With homes priced under $350,000, your dream of owning a piece of this charming subdivision is within reach. Experience the warmth and allure of Downtown, KY – where community spirit and affordability come together to create the perfect place to live, work, and play. Start your journey to finding your ideal home in Downtown today!

Newest Downtown Homes under $350,000

102 First St, Carlisle
$269,900
4 Beds ⋅ 2 Baths ⋅ 26028845 MLS
RARE PACKAGE DEAL IN CARLISLE | Renovated 4-Bedroom Cape Cod + 2 Additional Buildable Lots (~1 Total Acre)! Welcome to the perfect blend of timeless character and modern updates in this beautifully renovated Cape Cod! Situated on app. 1 acre, this move-in-ready home features 4 spacious bedrooms, 2 full bathrooms, and the rare opportunity of two additional buildable lots, offering endless possibilities for expansion. Plenty of room to build a garage, have a large garden or two additional homes. From the moment you arrive, you'll be welcomed by the charming new covered front porch, the perfect place to enjoy your morning coffee or relax at the end of the day. Step inside to find fresh interior paint, new flooring throughout, and beautifully remodeled kitchen complete with brand new appliances. The inviting living room showcases a gorgeous fireplace, creating a warm and cozy gathering space, while the dining room is ideal for hosting family dinners and holiday celebrations. The main level offers two bedrooms and a full bath. The second floor offers two additional bedrooms and another full bathroom, providing flexibility for a growing family or a home office. An unfinished basement provides abundant storage and potential to create additional living space, a recreation room, or workshop. Beautifully updated, full of charm, and offering room to grow, this exceptional property is truly a must see! Schedule your showing today and experience everything this stunning home has to offer!

102 First St, Carlisle
101 N Paulding St, Lancaster
$205,000
3 Beds ⋅ 1 Baths ⋅ 26028840 MLS
Charming Home in the Heart of Downtown Lancaster! Discover this adorable home, ideally situated in the heart of downtown Lancaster, offering convenience, comfort, and charm. This inviting property features three bedrooms, one full bathroom, a spacious living room, and a generously sized kitchen with an eat-in island, perfect for everyday living and entertaining. Enjoy the outdoors with a covered patio that opens to a private backyard, providing the perfect space to relax or host family and friends. Conveniently located within walking distance of Lancaster Elementary School, Garrard Middle School, and the historic Grand Theatre. This home puts you close to local schools, entertainment, and downtown amenities. Don't miss your opportunity to make this charming home your own! Call today to schedule your private showing.

101 N Paulding St, Lancaster
288 Broadway St, Irvine
$179,900
3 Beds ⋅ 2 Baths ⋅ 26028786 MLS
Welcome to small town USA! Nestled in the heart of Irvine, Kentucky, this beautifully remodeled 3 bedroom, 2 full bath home offers 1,154 sq. ft. of modern comfort with classic hometown charm. Nearly everything is new! Step inside to discover gorgeous new real hardwood floors throughout, an open and airy floor plan, fresh finishes, and energy efficient double pane windows. The beautifully updated kitchen features new stainless steel appliances, granite countertops, stylish tile backsplash, and white cabinetry. Both full bathrooms feature designer tile flooring, new vanities, and modern fixtures. The spacious owner's suite offers a private full bathroom and closet with built in shelving and drawers. Additional improvements include updated 200 amp electrical service and modern lighting throughout. Enjoy relaxing on the inviting covered front porch or entertaining on the spacious side deck. The basement provides excellent storage with walkout access, while the rear driveway offers convenient alley access and ample parking. Located near downtown Irvine's restaurants, shopping, and local businesses, and approximately 30 minutes from I-75, I-64, the Mountain Parkway, Richmond, Winchester, and the world famous Red River Gorge. Small town charm, modern updates, and an unbeatable location make this home a must see!

288 Broadway St, Irvine
324 N East St, Harrodsburg
$149,500
2 Beds ⋅ 2 Baths ⋅ 26028456 MLS
Discover the perfect combination of classic charm and modern updates in this beautifully renovated 2-bedroom, 2-full-bath home located in Harrodsburg! Offering numerous recent improvements while maintaining its original character, this move-in-ready property features beautifully refinished hardwood floors, fresh neutral paint, and updated lighting throughout. The completely remodeled kitchen showcases new cabinetry, countertops, sink, and fixtures, creating a fresh and functional space for everyday living. The updated main-level bathroom features a beautifully tiled walk-in shower with modern finishes. Upstairs, you'll find a generously sized bedroom and an additional full bathroom, providing extra comfort and convenience. Additional improvements include updated flooring in the kitchen, bathrooms, and dedicated laundry area, along with numerous replacement windows throughout the home. The renovations have been thoughtfully completed to preserve the home's original charm while providing the updates today's buyers appreciate. Outside, a detached backyard storage building offers plenty of room for lawn equipment, tools, and additional storage needs. Whether you're searching for your first home, looking to downsize, or simply wanting a beautifully updated property with character, this home offers so much to appreciate! Don't miss your opportunity to make this charming Harrodsburg home your own. Schedule your private showing today!

324 N East St, Harrodsburg
612 North St, Richmond
$155,000
3 Beds ⋅ 1 Baths ⋅ 26028578 MLS
Opportunity awaits near downtown Richmond! This 3 bedroom, 1 bath home offers approximately 1,100 square feet, engineered and hardwood flooring throughout, along with inviting outdoor spaces. A covered front porch welcomes you to the living room, with two bedrooms and a full bath situated to the right. The living room flows into the kitchen, which provides access to the primary bedroom and a screened in back porch overlooking the privacy - fenced backyard. A detached garage offers additional storage or workspace. With some TLC, this home could make a great personal residence or investment property. Estate sale; property is being sold As- Is. Buyer and Buyer's agent to verify square footage, lot size, school districts and any other information important to the purchase.

612 North St, Richmond
280 E Cumberland Ave, Jamestown
$335,000
4 Beds ⋅ 3 Baths ⋅ 26028545 MLS
Located in the heart of Jamestown, KY, this spacious single-level ranch offers just over 3,000 sq ft of living space with 4 bedrooms and 3 bathrooms. The open floor plan provides plenty of room to spread out and enjoy comfortable everyday living. Situated on a 1-acre lot, the property features a large backyard, outdoor living area, and a large detached garage with plenty of room for parking, storage, or projects. Conveniently located close to local shops, restaurants, and amenities, this property offers space, convenience, and plenty of potential

280 E Cumberland Ave, Jamestown
107 Harrison Ave, Mt Sterling
$195,500
3 Beds ⋅ 2 Baths ⋅ 26028530 MLS
Charming Downtown Haven Welcome to your dream home in the heart of downtown! This stunning, fully updated property perfectly blends modern convenience with classic charm, offering an incredible lifestyle just steps away from the best local dining, shopping, and entertainment. Key Features Bedrooms: 3 spacious rooms with great natural light and ample closet space. Bathrooms: 2 pristine full baths featuring contemporary fixtures and finishes. Roof: Brand new roof installed, providing complete peace of mind for years to come. Interior: Tastefully curated with a wonderful, modern color palette that creates a warm, inviting atmosphere from the moment you step inside. Outdoor Living: An expansive outdoor entertaining space designed for hosting gatherings, weekend barbecues, or simply relaxing under the stars. Privacy: Fully enclosed by a brand-new privacy fence, creating your own secure, secluded oasis in the middle of the city.

107 Harrison Ave, Mt Sterling
213 Irvine View St, Richmond
$195,500
3 Beds ⋅ 2 Baths ⋅ 26028517 MLS
SELLER IS SELLING HOUSE AS IS. THIS HOUSE IS APPROVED FOR A SHORT SALE.. Charming 3-bedroom, 2-bath home located in the heart of downtown Richmond, close to shopping, dining, and local amenities. This property features a spacious backyard, along with both a welcoming front porch and a relaxing back porch—perfect for enjoying the outdoors. The home includes an electric heating system, updated plumbing that is only one year old, and a roof installed in 2025. The property is being sold as-is, and inspections are welcome.

213 Irvine View St, Richmond
205 Frank St, Paintsville
$135,000
4 Beds ⋅ 3 Baths ⋅ 26028432 MLS
Investment Opportunity! Triplex in Paintsville, KY Don't miss this income-producing triplex located at 205 Frank Street in Paintsville, Kentucky. This multi-family property offers three separate units, making it an excellent opportunity for investors seeking steady rental income or owner-occupants looking to offset their mortgage with rental revenue. Conveniently situated close to downtown Paintsville, shopping, restaurants, schools, and local amenities, this property offers strong rental appeal. Each unit provides comfortable living space with separate entrances, creating privacy and convenience for tenants. Whether you're looking to expand your investment portfolio, generate passive income, or live in one unit while renting the others, this triplex offers flexibility and potential. With limited multi-family inventory in the area, this is a great opportunity to own a property with multiple income streams in an established neighborhood. Schedule your showing today and explore the possibilities this triplex has to offer!

205 Frank St, Paintsville
245 Frank St, Paintsville
$115,000
3 Beds ⋅ 2 Baths ⋅ 26028428 MLS
Welcome to 245 Frank Street in the heart of Paintsville! This charming 3-bedroom, 1-bath ranch offers comfortable one-level living with numerous updates already completed. Situated on a generous 0.29-acre lot, the home features over 1,000 square feet of living space, a metal roof, updated flooring, and a bright, functional layout designed for everyday living. Recent improvements include updated siding, insulation, drywall, ductwork, drainage, and flooring, providing added efficiency and peace of mind. The inviting covered front porch creates the perfect spot to relax, while additional parking at the rear of the property adds convenience. Inside, you'll find a spacious living area filled with natural light, a practical kitchen with ample cabinet space, and three comfortable bedrooms. Located just minutes from downtown Paintsville, schools, shopping, dining, and recreation, this property is an excellent opportunity for first-time homebuyers, downsizers, or investors seeking a move-in-ready home with modern updates and small-town charm. Don't miss your chance to own this affordable, updated home in a convenient Paintsville location!

245 Frank St, Paintsville
628 Beaumont Ave, Harrodsburg
$217,500
2 Beds ⋅ 1 Baths ⋅ 26028247 MLS
Location and charming plus full of character all in one, Fall in love with the perfect blend of timeless charm and modern updates in this delightful Craftsman-style bungalow! Offering two bedrooms and one beautiful, full bathroom, this home features original hardwood floors that add warmth and character throughout. The updated kitchen brings a fresh, modern touch, while the full, unfinished walk-out basement offers endless possibilities for storage, a workshop, or future expansion. For an extra touch of vintage charm, the primary bedroom even features a unique trapdoor entry to the basement! Enjoy relaxing mornings or peaceful evenings on the covered front porch, or on the covered deck over looking the nice size yard, all in a desirable location close to local conveniences. Full of personality, charm, and potential, this special home is ready for its next owner to make it their own. Don't miss your chance to see this one-of-a-kind gem! Basement has a lot of potential!!

628 Beaumont Ave, Harrodsburg
410 W Lexington Ave, Winchester
$299,900
5 Beds ⋅ 4 Baths ⋅ 26028226 MLS
*****PRICED BELOW APPRAISAL & MOTIVATED SELLERS***** Whether you're looking for a large residential home, investment opportunity, business potential, or a combination of uses, this property is ready to fit your vision. Featuring 5 bedrooms, 4 baths, soaring 10 foot ceilings, and a welcoming front porch, this unique property blends character, space and versatility. Generous room sizes, timeless charm, and flexible living spaces make it ideal for multi-generational living, rental income opportunities, or for a great work setup. Opportunity with unlimited potential.

410 W Lexington Ave, Winchester
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