Rural Homes under $400,000

Rural Homes under $400,000

Welcome to the enchanting rural subdivision nestled in the heart of Kentucky, where charm meets tranquility. This picturesque community offers a serene escape from the hustle and bustle of city life, making it an ideal haven for families, retirees, and anyone seeking a peaceful lifestyle surrounded by nature.

In this delightful rural setting, you’ll discover a variety of homes available for under $400,000, each brimming with character and warmth. These residences often feature spacious yards, inviting porches, and beautiful landscaping, perfect for enjoying the stunning Kentucky sunsets. Whether you’re looking for a cozy cottage or a sprawling family home, this subdivision has something to suit every taste and budget.

Imagine waking up to the sounds of chirping birds and the gentle rustle of leaves, all while being just a short drive from local amenities and attractions. The community fosters a friendly atmosphere, where neighbors become friends and gatherings are filled with laughter and camaraderie. Enjoy weekend barbecues, nature walks, or simply relax on your porch with a good book.

With properties priced attractively under $400,000, this rural subdivision presents an incredible opportunity for homeownership without sacrificing quality or comfort. Embrace the beauty of Kentucky living, where scenic landscapes and a close-knit community await you. Explore the possibilities and find your dream home in this idyllic rural retreat today!

Newest Rural Homes under $400,000

509 Cardinal Dr, Somerset
$272,000
4 Beds ⋅ 3 Baths ⋅ 26029479 MLS
Discover the space and flexibility you've been looking for in this spacious all-brick home featuring 4 bedrooms, 3 full baths, a NEW ROOF in 2025, and TWO primary suite bedrooms! With room for everyone, this home offers a versatile layout well suited for a variety of living arrangements. Enjoy cozy evenings by the wood-burning fireplaces both on the main level and the basement area. Talk about heat efficiency! There's plenty of room on the main level with a large kitchen and dining room combo featuring a fireplace and lots of counterspace and cabinets. A mudroom sits right off the kitchen and carport area offering accessibility benefits. You'll also find the 1st primary suite on the main level with 2 more additional bedrooms and a 2nd full bath. Enjoy the original hardwood flooring and beautiful large picture window in the living room. And don't forget the long covered front porch. The finished walk-out basement with 2nd fireplace also offers creative spacious areas for entertaining, extended family, or multi-generational living with a 2nd primary suite bedroom featuring a large walk-in closet, and an enormous family room/den area with convenient kitchenette area which provides such varying adaptable spaces based on needs. Step outside to the covered back porch and private backyard to enjoy morning coffee or an evening unwinding with friends. This home backs up to the golf course and is right in town close to everything! With two primary suites and generous square footage, this home offers a wonderful combination of comfort, functionality, and room to grow. Come see all the possibilities!

509 Cardinal Dr, Somerset

84 Grant Dr, Somerset
$339,900
3 Beds ⋅ 2 Baths ⋅ 26028864 MLS
Stunning New Construction in the Desirable Valley Oaks Subdivision! Welcome home to this beautifully crafted, modern farmhouse-style residence conveniently located just off Highway 461! Offering 3 bedrooms, 2 full bathrooms, and 1,460 square feet of thoughtfully designed living space, this brand-new home combines modern elegance, quality craftsmanship, and everyday comfort. Step inside through the welcoming entrance foyer and discover a spacious open-concept living area highlighted by soaring vaulted ceilings, a stunning floor-to-ceiling stone fireplace, and a beautifully appointed kitchen featuring quartz countertops and genuine wood cabinetry. The inviting primary suite offers a private en suite bathroom complete with an upgraded shower and a generous walk-in closet. Two additional generously sized bedrooms provide comfortable living space, while a separate laundry room adds everyday convenience and functionality. Enjoy outdoor living from both the covered front and rear porches, featuring concrete floors and attractive soffit lighting that enhances the home's curb appeal. Additional highlights include an attached two-car garage, beautiful landscaping, and numerous custom-style finishes throughout. Built with attention to detail by Creative Building Solutions, this exceptional home also includes a one-year builder's warranty for added peace of mind! With its quality craftsmanship, stylish finishes, functional layout, and desirable location, this beautiful new construction offers the perfect combination of comfort, convenience, and modern farmhouse charm. Don't miss your opportunity to make this stunning new home yours! Owner/Agent

84 Grant Dr, Somerset

3014 Poplar Hill Rd, Liberty
$289,000
4 Beds ⋅ 4 Baths ⋅ 26029337 MLS
Come check out this beautiful Bedford stone house located on Poplar Hill Rd in Casey County, KY. The house offers approximately 2,578+/- sq/ft of living space on the main floor, along with a partial unfinished basement. Step through the front door and notice the open, roomy layout this home provides. The updated kitchen features newer cabinets and countertops, creating a functional space for everyday living and entertaining. Large rooms throughout the home offer comfortable living for the whole family. This 4-bedroom, 4-bathroom home delivers generous space where it matters most. The oversized primary bedroom is located at the rear of the house and includes a private bathroom and a spacious walk-in closet. Three full bathrooms on the main floor provide convenience for busy households, while a fourth full bathroom in the partial unfinished basement adds even more flexibility. The exterior offers plenty to appreciate. A 2-car detached garage connects to the house through a covered breezeway, and a storage shed sits just behind the garage for added utility. The large backyard provides ample space for gardening, outdoor activities, or simply enjoying the surroundings. A heavy producing pear tree is already established in the backyard. The property is framed by scenic Casey County farm views, adding a peaceful backdrop to everyday living. This is a well-maintained home with space, function, and charm in a quiet rural setting. Call or text today to schedule your private showing.

3014 Poplar Hill Rd, Liberty

50 Richards Dr, Russell Springs
$143,500
3 Beds ⋅ 1 Baths ⋅ 26029331 MLS
MOVE-IN READY IN RUSSELL SPRINGS! This updated 2-bedroom, 1-bath home offers a convenient location with the bonus of being approximately 10 miles from Lake Cumberland. Whether you're looking for a full-time residence, weekend lake getaway, or investment property, this one deserves a look! Step inside to find a fresh, updated interior featuring two spacious bedrooms, an updated bath, and attractive flooring throughout. The cute kitchen offers plenty of cabinetry, updated countertops, stainless appliances, and a nearby dining area. A dedicated washer and dryer area adds everyday convenience. Enjoy the ease of all one-level living, plus the bonus of a large unfinished basement offering plenty of storage and excellent potential for additional living space, a recreation room, workshop, or hobby area. Outside, you'll find a welcoming covered front porch, manageable yard, and an older detached storage building—perfect for lawn equipment, tools, or storing your Lake Cumberland gear. Additional features include central heat and air, city water and sewer, and kitchen appliances included. Conveniently located in Russell Springs, you're close to shopping, restaurants, and everyday necessities while being only about 10 miles from Lake Cumberland and all the recreation the area has to offer. Updated, affordable, convenient, and ready for its next owner. Come take a look and see why life is better when you #BUYDIRT!

50 Richards Dr, Russell Springs

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