Richmond Homes under $400,000

Richmond Homes under $400,000

Welcome to Richmond, Kentucky, a charming city nestled in the heart of Madison County. Known for its rich history and vibrant culture, Richmond offers a unique blend of small-town charm and modern amenities. With a population of around 35,000, this welcoming community boasts a thriving downtown area filled with delightful shops, local eateries, and friendly faces. Richmond is also home to Eastern Kentucky University, which adds a youthful energy to the city and provides a wide array of cultural and educational opportunities.

For those looking to plant roots in Richmond, the real estate market offers an enticing array of options, particularly for homes priced under $400,000. Whether you're a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find a variety of charming properties that meet your needs. From cozy single-family homes to modern townhouses, Richmond’s real estate scene is diverse and affordable, making it an ideal place to call home.

Living in Richmond means enjoying a peaceful lifestyle with easy access to outdoor activities. The area is surrounded by beautiful parks and recreational facilities, perfect for hiking, biking, and picnicking. Plus, with its strategic location along I-75, Richmond offers convenient travel options to nearby cities like Lexington and Berea.

In summary, Richmond, Kentucky, is a delightful place to live, work, and play. With its affordable housing options and a strong sense of community, it’s no wonder so many are choosing to make this lovely city their home. Come explore Richmond and discover your dream home today!

Newest Richmond Homes under $400,000

544 Chickasaw Dr, Richmond
$317,990
5 Beds ⋅ 3 Baths ⋅ 26028894 MLS
Prepare to be impressed by this BEAUTIFUL NEW 2-story Home in the Firebrook Community! The elegant Gardner Plan boasts a flex space and a guest suite with a walk-in closet on the main floor. The Kitchen features gorgeous cabinets, quartz countertops, and stainless-steel appliances (Including Range, microwave, and Dishwasher). All other bedrooms are on the 2nd floor. The oversized primary suite has a private bath, dual vanity sinks, and a walk-in closet. This desirable plan also comes complete with a 2-car garage.

544 Chickasaw Dr, Richmond
134 Oliver Dr, Richmond
$215,000
3 Beds ⋅ 1 Baths ⋅ 26028887 MLS
Hurry before its Gone. In this 3 Bedroom Brick Ranch Home sitting on a double Lot-- located only Minutes from Richmond and Berea. This Home has A large Living Rm, Eat in Kitchen. Also includes shed and double lot --Plenty of Room to grow a garden --Etc . Call today to start making your dreams come true

134 Oliver Dr, Richmond
701 Lac Ct, Richmond
$270,000
3 Beds ⋅ 2 Baths ⋅ 26028863 MLS
Three bedroom, 2 bath home situated on a spacious corner lot.This home features hardwood floors in LR, dining area and hallway. Recent improvements include newly installed 10x12 back deck overlooking yard, freshly painted bathrooms with new toilets. The garage also features a 220-volt electrical outlet. Enjoy the outdoor space, comfortable living areas. Easy access to Richmond, Berea, and I-75. $5000.00 allowance for paint and carpet. A one-year home warranty also included with acceptable offer to be paid at closing.

701 Lac Ct, Richmond
304 Memory Ln, Richmond
$300,000
3 Beds ⋅ 2 Baths ⋅ 26028679 MLS
Welcome to 304 Memory Lane, a beautifully designed home offering modern comfort in a charming Richmond neighborhood. A large covered front porch creates a welcoming first impression and provides a great place to relax and enjoy the outdoors. Inside, the open floor plan is enhanced by tall ceilings that create a bright and spacious feel throughout the main living area. The living room features an electric fireplace that serves as an attractive focal point while adding warmth and ambiance. The gorgeous kitchen is designed to complement the open layout, making it easy to stay connected whether preparing a meal or entertaining guests. The thoughtful floor plan offers comfortable living spaces with a modern design and practical flow. Step outside to the back deck, providing additional space for relaxing, grilling, or enjoying time outdoors. With its inviting curb appeal, covered front porch, open interior, tall ceilings, electric fireplace, beautiful kitchen, and rear deck, this home brings together many of the features today's buyers are looking for. Schedule your private showing and see all that 304 Memory Lane has to offer.

304 Memory Ln, Richmond
406 Bond St, Richmond
$160,000
2 Beds ⋅ 1 Baths ⋅ 26028811 MLS
Opportunity awaits in this conveniently located home with plenty of potential! Situated on a spacious lot, this 2-bedroom home offers more room than meets the eye, including a partially finished basement ready for renovation and your personal touch. The standout feature is the detached two-car garage, offering excellent space for parking, storage, or hobbies. A covered back deck provides a great spot to relax and enjoy the backyard. While the home could benefit from some updating and improvements, it offers a solid starting point for someone looking to make it their own. Conveniently located near shopping, coffee shops, restaurants, and everyday amenities. With a little vision and TLC, this property could be transformed into a charming home with plenty of usable space! Estate sale being sold AS-IS. Buyers are welcome to conduct any inspections they deem necessary. Seller welcomes offers!

406 Bond St, Richmond
947 Cobble Dr, Richmond
$339,000
4 Beds ⋅ 3 Baths ⋅ 26028774 MLS
Welcome to 947 Cobble Dr. in the Fieldstone community! This inviting 4-bedroom, 2.5-bath home offers 2,078 sq. ft. of living space, a two-car garage, and indoor and outdoor spaces designed for both everyday living and entertaining. Step inside to a warm, character-filled interior featuring hardwood flooring, spacious living areas, a fireplace, an eat-in/dining area, and a functional kitchen with abundant cabinetry and a center island. With four bedrooms, there's plenty of flexibility for family, guests, a home office, or hobby space. One of the highlights of this property is the outdoor living space. The large covered patio provides a wonderful place to relax or entertain and overlooks a beautifully landscaped backyard filled with mature trees, established garden beds and stone accents. Follow the landscaping into the yard and you'll find a gazebo and multiple areas to sit, gather, and enjoy the outdoors—creating a backyard that feels like your own private retreat. The home's location adds even more appeal. You're conveniently situated near healthcare, restaurants, shopping, and entertainment, while still having a welcoming neighborhood setting to come home to. With 4 bedrooms, 2.5 baths, 2,078 sq. ft., a two-car garage, covered outdoor living, gazebo, and beautiful landscaping, 947 Cobble Dr. has the space, location, and outdoor lifestyle that can be difficult to find in one property. Come experience this home and backyard in person—you may not want to leave. Some listing photos have been digitally enhanced for presentation purposes. Enhancements are intended to improve the visual presentation and are not intended to materially alter the property. Buyer and buyer's agent to independently verify all information, including square footage, features, condition, and any information deemed important to the purchase.

947 Cobble Dr, Richmond
103 Pleasant Ridge Dr, Richmond
$349,900
3 Beds ⋅ 3 Baths ⋅ 26028691 MLS
Welcome home to this beautifully renovated split-foyer home in the highly desirable Deacon Hills neighborhood! Offering 3 bedrooms, 3 full bathrooms, and a spacious bonus room that could easily serve as a fourth bedroom, home office, playroom, or guest space, this home provides the flexibility today's buyers are looking for. Inside, you'll find luxury vinyl plank flooring throughout, a stunning hardwood staircase, fresh paint, updated lighting, and three beautifully renovated full bathrooms. The open-concept layout creates a warm and inviting space that's perfect for everyday living and entertaining. The attached two-car garage features a dedicated workshop complete with electricity, heating, and air conditioning—ideal for hobbies, projects, or extra storage. For added peace of mind, the home is also equipped with a state-of-the-art security system. Step outside to enjoy the spacious backyard, offering plenty of room for entertaining, gardening, or letting kids and pets play. Conveniently located in the sought-after Deacon Hills neighborhood directly across from Richmond Centre, you'll have shopping, dining, and entertainment just minutes from your doorstep. This move-in-ready home has it all—space, style, and an unbeatable location. Schedule your private showing today!

103 Pleasant Ridge Dr, Richmond
612 North St, Richmond
$155,000
3 Beds ⋅ 1 Baths ⋅ 26028578 MLS
Opportunity awaits near downtown Richmond! This 3 bedroom, 1 bath home offers approximately 1,100 square feet, engineered and hardwood flooring throughout, along with inviting outdoor spaces. A covered front porch welcomes you to the living room, with two bedrooms and a full bath situated to the right. The living room flows into the kitchen, which provides access to the primary bedroom and a screened in back porch overlooking the privacy - fenced backyard. A detached garage offers additional storage or workspace. With some TLC, this home could make a great personal residence or investment property. Estate sale; property is being sold As- Is. Buyer and Buyer's agent to verify square footage, lot size, school districts and any other information important to the purchase.

612 North St, Richmond
329 Bond St, Richmond
$249,900
3 Beds ⋅ 2 Baths ⋅ 26028534 MLS
An awesome all brick ranch home with vinyl trim on a very dry basement that has drywall finished ceilings plus there is a garage (has new garage door) and workshop area in the basement. Large living room/dining are, nice kitchen with a large island that has 6 chairs, cooktop range, built in oven, dishwasher and refrigerator, bedrooms have pretty hardwood floors. Double doors from the kitchen to the sunroom which leads to deck and private backyard. Three bedrooms and 2 full baths/one with walk in shower and laundry area has been moved to main floor from basement. The windows have been replaced a few years ago, new shingles 2026 plus there is a ramp at the front door and a patio with a crank out cover for shade when needed to sit and enjoy outside in front yard. The carpet in the living room has been taken up and new will be installed soon. Great location with easy access from EKU Bypass or Big Hill Ave.

329 Bond St, Richmond
213 Irvine View St, Richmond
$195,500
3 Beds ⋅ 2 Baths ⋅ 26028517 MLS
SELLER IS SELLING HOUSE AS IS. THIS HOUSE IS APPROVED FOR A SHORT SALE.. Charming 3-bedroom, 2-bath home located in the heart of downtown Richmond, close to shopping, dining, and local amenities. This property features a spacious backyard, along with both a welcoming front porch and a relaxing back porch—perfect for enjoying the outdoors. The home includes an electric heating system, updated plumbing that is only one year old, and a roof installed in 2025. The property is being sold as-is, and inspections are welcome.

213 Irvine View St, Richmond
3005 Spindle Pointe, Richmond
$380,000
3 Beds ⋅ 2 Baths ⋅ 26028457 MLS
2 year old, ranch style home in Magnolia Pointe! This home features 3 bedrooms, 2 full bathrooms & an open concept floor-plan. Kitchen/Dining/Great Room areas are open to one another. The Great Room features a soaring, vaulted ceiling. The kitchen has ample cabinetry, granite counters, stainless appliances, an island & a large pantry for food storage, small appliances, large food containers & whatever else you need to tuck away! The house has a split bedroom layout, so you will find the Primary Bedroom in the back corner of the home, away from the secondary bedrooms! The Primary Suite has trey ceilings in the bedroom, a spacious walk-in closet with an abundance of shelving & it's own private bathroom. The Primary Bath features a dual vanity, with granite counters & a large custom tile shower. The secondary bedrooms & other full bathroom are accessed from a different area of the home & located near the utility/mudroom area. Both secondary bedrooms are large in size & have nice closets, as well as ceiling fans. The garage is oversized with plenty of room for vehicles & storage. Outside, the home features a true front porch, as well as a great covered rear patio. You can enjoy yourself outside, just as much as inside & the large backyard is completely fenced in! The street is a quiet street, off of the main road. It's a horse-shoe shaped street where the neighborhood mailboxes are located so there are additional parking spaces located right near the home for when you have visitors over to the house, which is fabulous! Call today for your private showing!

3005 Spindle Pointe, Richmond
232 Banyan Blvd, Richmond
$329,900
3 Beds ⋅ 3 Baths ⋅ 26027941 MLS
Welcome home to this beautiful 3-bedroom, 3-full-bath ranch-style home with 2 car attached garage offering comfortable living, an open layout, and plenty of space to entertain! The spacious living room flows seamlessly into the kitchen and dining area, creating a warm and welcoming atmosphere with gorgeous hardwood flooring. The kitchen offers full complement of black appliances, tile flooring and features a convenient island bar, perfect for meal prep, casual dining, and gathering with family and friends. Enjoy the outdoors from the deck, with easy access to the backyard and beautiful views of the pond. Whether you're hosting a gathering for family and friends, or unwinding after a long day, this outdoor space is sure to become a favorite retreat. The split bedroom plan is perfect for your privacy. The primary suite offers a walk-in closet, private bath with soaker tub, separate shower and double sinks for your comfort and convenience. Two additional bedrooms, laundry closet and full bath complete the main level, providing flexible space for family, guests, or a home office. Need extra room for storage, hobbies, or future possibilities? The unfinished walk-out basement offers excellent potential to customize the space to suit your needs. Basement is equipped with storm room with washer/dryer hookups and rough in plumbing for sink. A finished full bath is already completed in the basement and the unfinished space is waiting for your personal touches to finish out this wonderful walk-out basement. The basement has an additional utility garage with garage door perfect for a workshop and 240 V plug has been added. Conveniently located near I-75, this home offers easy access to commuting routes and nearby amenities while providing a comfortable place to call home. Come see all the possibilities this inviting home has to offer! With its open layout, outdoor living space, and tranquil pond views, this property is ready to welcome you home. Adjacent lot is also available for purchase.

232 Banyan Blvd, Richmond
Start Your Search

How much is your home worth?

Get instant property value now!