Richmond Homes with Finished Basement

Richmond Homes with Finished Basement

Welcome to Richmond, Kentucky – a charming city nestled in the heart of Madison County, where history and modern living beautifully intertwine. Known for its rich heritage and vibrant community, Richmond offers a unique blend of small-town charm and urban convenience. With a population that embraces diversity, this city is not only a great place to live but also a thriving hub for culture, education, and recreation.

Richmond is home to several attractions, including the historic downtown area, where you can stroll along picturesque streets lined with quaint shops and delightful eateries. Nature enthusiasts will appreciate the nearby parks and recreational areas, perfect for outdoor activities year-round. The city also boasts a strong educational presence, anchored by Eastern Kentucky University, which contributes to a lively atmosphere filled with events, art, and community gatherings.

When it comes to real estate, Richmond offers an array of homes that cater to various lifestyles and preferences. Among these, you’ll find an impressive selection of homes with finished basements. These versatile spaces can serve as cozy family rooms, home offices, or entertainment areas, providing additional square footage that enhances your living experience. Imagine hosting game nights or creating a personal retreat in your finished basement, all while enjoying the comfort and convenience of living in Richmond.

Whether you’re a first-time homebuyer or looking to upgrade, Richmond’s real estate market offers something for everyone. Explore the possibilities and discover your dream home in this vibrant city, where community spirit and Southern hospitality await you at every turn.

Newest Richmond Homes with Finished Basement

140 Ivy Creek Dr, Richmond
$449,900
4 Beds ⋅ 3 Baths ⋅ 26029467 MLS
LOT 66 - Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks!

140 Ivy Creek Dr, Richmond
129 Ivy Creek Dr, Richmond
$549,900
4 Beds ⋅ 4 Baths ⋅ 26029465 MLS
LOT 75 - Asbury Plan - Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks!

129 Ivy Creek Dr, Richmond
328 Circle Point Dr, Richmond
$629,900
4 Beds ⋅ 4 Baths ⋅ 26029464 MLS
LOT 51 - Stafford on a Finished Basement - Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. HOA Fee $300/Year. Shiloh Cove offers quick access to I-75 via exits 97 AND 95. Phase 2 has a cluster mailbox, street lights as well as side walks!

328 Circle Point Dr, Richmond
520 Lee Ct, Richmond
$175,000
4 Beds ⋅ 2 Baths ⋅ 26029368 MLS
***AUCTION***This is a wonderful 4 bed 2 bath home just 15 minutes from Richmond and 20 minutes from Lexington just minutes off of I-75. It has new roof and vinyl siding within the last 3 years. The auction begins online at Djsauctionsusa.com beginning 10/26/26 and will end with a live onsite sale at 10:00am Saturday 11/14/26.

520 Lee Ct, Richmond
520 Spyglass Hill Dr, Richmond
$749,900
5 Beds ⋅ 5 Baths ⋅ 26029307 MLS
Welcome Home to Beautiful Boones Trace, Richmond's Premier Gated Golf Course Community!! The Main Level of this Spacious home Features a Huge Eat in Kitchen, Tons of Cabinetry, Formal Dining Room, Half Bath, a Primary Suite, and 2 additional Bedrooms with Jack n Jill Bath. Upstairs you will find a Massive 4th Bedroom with Half Bath (currently used as an office/rec room). Entertain all your Friends and Family in the Finished Basement Featuring an Open Concept Living Space, Huge Wet Bar with Built-in Cabinetry and appliances, the 5th Bedroom, a Full Bath, & additional Space for Recreation or Home Office. Exterior Features include a Large Covered Front Porch, Oversized 2-car Garage on Main Level, & a Large Rear Basement Utility Garage, a Basement Patio, & a New Covered Screened-in Deck off the Main Level with Natural Gas Hook-Ups for all your Grilling needs! Gorgeous Sunsets and Expansive Views Complete Your New Home!

520 Spyglass Hill Dr, Richmond
165 Hickory Meadows Dr, Richmond
$696,000
5 Beds ⋅ 5 Baths ⋅ 26028179 MLS
Welcome to Shiloh Pointe, where this beautiful two-story home sits on a 1.2-acre corner lot with 5 bedrooms, 4.5 baths, and over 5,100 square feet of space to enjoy. A welcoming front porch sets the tone, while a dramatic two-story entry with a cathedral window, abundant natural light, and beautiful hardwood floors creates an inviting first impression. The main level offers an easy flow for everyday living and entertaining, with a formal dining room featuring wainscoting, a comfortable family room with a fireplace, and a spacious eat-in kitchen with granite countertops and a large walk-in pantry. The bright, spacious main-level primary suite provides a peaceful retreat, thoughtfully separated from the upstairs bedrooms, and features a trey ceiling, double vanities, garden tub, tiled shower, and walk-in closet. A convenient first-floor laundry adds to the home's functionality. Upstairs, generously sized bedrooms offer plenty of room to spread out, each with its own walk-in closet. One bedroom includes a private bath and sitting area, while two others share a Jack-and-Jill bath. Downstairs, the finished walkout basement offers even more room to gather and unwind, featuring a dedicated theater room, kitchenette, stacked-stone gas fireplace, fifth bedroom area, and full bath. Whether enjoying a movie night, hosting a gathering, or simply relaxing, this lower level adds exceptional versatility. Outdoor living is just as inviting, with a charming front porch with porch swing, rear Trex deck off the living room, covered stamped concrete patio off the walkout basement, and fenced yard on the spacious corner lot. With no neighboring home to one side or directly behind the property, and trees lining the rear of the lot, the outdoor setting offers an added sense of privacy. Additional features include a side-entry two-car garage, a hardwired security system with equipment that conveys, and an included DogWatch hidden dog fence system. Buyers may establish their own service contract with the security company if desired, and will need to purchase compatible DogWatch collars for use with the hidden fence system. Conveniently located in Shiloh Pointe with easy access to I-75 and routes to both Richmond and Lexington, this home offers the space to enjoy everyday living with the convenience of nearby destinations.

165 Hickory Meadows Dr, Richmond
170 Redwood Dr, Richmond
$339,000
3 Beds ⋅ 3 Baths ⋅ 26028978 MLS
Enjoy peaceful country views with the convenience of being just minutes from town. Situated on 1.77 acres, this charming 3-bedroom, 2.5-bath home offers plenty of space to spread out and enjoy the outdoors. The backyard features a fenced-in area, perfect for pets or play. An outbuilding offers extra storage for tools, lawn equipment, or hobbies. One of the property's standout features is the beautiful view of the neighboring farm, where you can relax and take in gorgeous sunsets right from your own backyard. Located in a desirable neighborhood just 6 minutes from shopping and dining, this property offers the perfect balance of space, scenery, and convenience.

170 Redwood Dr, Richmond
1100 Bay Colony Dr, Richmond
$720,000
5 Beds ⋅ 4 Baths ⋅ 26028800 MLS
Welcome to 1100 Bay Colony Drive, a beautiful brick home tucked away on a cul-de-sac in Richmond's desirable Bay Colony neighborhood! Offering just under 5,000 square feet of finished living space, this spacious 5-bedroom, 3.5-bath home combines timeless charm, a versatile floor plan and an incredible outdoor retreat. The inviting main level features a spacious great room, formal dining room, dedicated home office and a kitchen complete with granite countertops, breakfast bar and dining area with convenient access to the screened porch and deck. The main-level primary suite offers a relaxing retreat with walk-in closets and spacious bath. Upstairs, you'll find additional bedrooms and a versatile bonus room. The finished walkout basement provides even more room to spread out or entertain, complete with a second kitchen/bar, family room, bedroom and full bath. Step outside to your own backyard oasis featuring a heated saltwater pool, built-in spa, expansive patio, natural gas fire pit and beautiful landscaping. Recent improvements include a new roof, gutters, windows, and doors! Conveniently located near Lake Reba Recreational Complex, with easy access to outdoor recreation, shopping, dining and more. With generous living spaces, thoughtful updates and exceptional indoor and outdoor entertaining areas, this home has so much to offer! Listing agent is the property owner.

1100 Bay Colony Dr, Richmond
103 Pleasant Ridge Dr, Richmond
$349,900
3 Beds ⋅ 3 Baths ⋅ 26028691 MLS
Welcome home to this beautifully renovated split-foyer home in the highly desirable Deacon Hills neighborhood! Offering 3 bedrooms, 3 full bathrooms, and a spacious bonus room that could easily serve as a fourth bedroom, home office, playroom, or guest space, this home provides the flexibility today's buyers are looking for. Inside, you'll find luxury vinyl plank flooring throughout, a stunning hardwood staircase, fresh paint, updated lighting, and three beautifully renovated full bathrooms. The open-concept layout creates a warm and inviting space that's perfect for everyday living and entertaining. The attached two-car garage features a dedicated workshop complete with electricity, heating, and air conditioning—ideal for hobbies, projects, or extra storage. For added peace of mind, the home is also equipped with a state-of-the-art security system. Step outside to enjoy the spacious backyard, offering plenty of room for entertaining, gardening, or letting kids and pets play. Conveniently located in the sought-after Deacon Hills neighborhood directly across from Richmond Centre, you'll have shopping, dining, and entertainment just minutes from your doorstep. This move-in-ready home has it all—space, style, and an unbeatable location. Schedule your private showing today!

103 Pleasant Ridge Dr, Richmond
4237 Equestrian Way, Richmond
$835,000
5 Beds ⋅ 3 Baths ⋅ 26028317 MLS
Where peaceful country living meets refined luxury--welcome to Lake Ridge Estates! Tucked away in one of Richmond's most pristine settings, Lake Ridge Estates offers the feeling of rural life living while keeping you just minutes from town. With spacious lots of more than one acre, there's room to breathe, play, entertain, and simply enjoy the privacy that comes with having space around you. And this exceptional 1.26-acre property takes full advantage of its setting, offering incredible sunset views from the back deck while the front porch provides the perfect spot to sip your morning coffee and watch the sun rise. Step inside and you'll immediately feel the difference. The stunning coffered ceilings make a statement at the entrance and lead into a beautifully designed, open-concept living space where everyday family life and entertaining come together effortlessly. The living room, dining area, and kitchen flow seamlessly while overlooking the beautiful views of the backyard. The kitchen is truly a showstopper, offering beautiful finishes, upgraded cabinetry, and one of the most incredible walk-in cabinet-entry pantries you'll ever see! Just off the kitchen, a dedicated wet bar creates the perfect coffee station or bourbon bar, complete with two small wine refrigerators, a sink, and plenty of convenience for hosting family and friends. The main level offers everything you need for comfortable one-level living, including a spacious primary suite with a walk-in closet and beautifully tiled shower with double vanity. Two additional bedrooms and a full bath are also located on the first floor, making this home ideal for keeping family and guests close while still offering plenty of room to spread out. Downstairs, the finished basement takes entertaining to another level. Gather around the stunning stone fireplace that opens directly to a second wet bar featuring new quartz countertops, a mini refrigerator, pot filler, sink, and additional cabinet storage. Two more guest bedrooms and an incredible full bathroom provide the perfect private retreat for family or overnight guests, while the additional game room offers space for movie nights, game days, and making memories. And when it's time to store the toys, tools, or recreational gear, the bonus garage and unfinished storage space have you covered. Outside, the family has thoughtfully planted additional trees to enhance the sense of privacy and create an even more peaceful backdrop for enjoying your property. The home was designed with convenience in mind, too, featuring 4/0 Generac wiring ready for the next owner to add a generator and a 30-amp RV hookup on the side of the home--just another example of how this property seems to have thought of everything. This is more than a beautiful home--it's a lifestyle. It's coffee on the front porch as the sun comes up, bourbon and conversation at the wet bar, family gathered around the fireplace, kids enjoying the yard, and unforgettable sunsets from the back deck. If you've been looking for space, privacy, convenience, and luxury without giving up the ease of being minutes from town, Lake Ridge Estates may be exactly where you've been waiting to come home.

4237 Equestrian Way, Richmond
178 General Cleburne Dr, Richmond
$410,000
4 Beds ⋅ 3 Baths ⋅ 26027773 MLS
Wake up to lake views and golf course views every day! This all-brick home sits on a lot overlooking the water of the community lake and the fairways of Battlefield Golf Course, giving you the scenery and the privacy without the worry of stray golf balls. Neutral from top to bottom and meticulously maintained, this 4-bedroom, 3-bath split foyer opens to a soaring foyer and a wide-open living room with a vaulted ceiling. Beautifully renovated archways lead to the eat-in kitchen, which has a large bar, updated granite countertops, and stainless appliances, and handsome lighting selections run throughout the home. The main level has three bedrooms and two baths, including a primary suite with a private bath and dual closets. Downstairs you'll find a large family room with a gas fireplace, a fourth bedroom/bonus room, a third bath, and the laundry area. Three outdoor spaces let you take in the view in the shade at any time of day: a covered front porch, an oversized, partially covered deck spanning the length of the home, and a rear patio. The oversized side-entry garage has room for parking, storage, or a workshop. Schedule your showing today!

178 General Cleburne Dr, Richmond
212 Percheron Dr, Richmond
$369,900
3 Beds ⋅ 3 Baths ⋅ 26027770 MLS
Move-In Ready!! Beautiful ranch home on a newly finished walk-out basement. Great location close to shopping, downtown, new sports complex and the interstate. Double decks, an open concept kitchen/family room, split bedroom design, foyer and two eating areas are some of the highlights. Additional storage space in the basement under the garage. Selling as-is, open to inspections.

212 Percheron Dr, Richmond
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